Are You a Credit Card Smart Consumer?

To check your knowledge, read the following statements. For more information about each statement, see the related fact sheet(s).

Do you know . . .

How much it costs you to use your credit card(s) a year?

See Choose the Best Credit Card and Choose the Best Credit Card Interest Rate.

How to choose a credit card that is the best deal for you?

See Choose the Best Credit Card, Choose the Best Credit Card Interest Rate and Decide How Many Credit Cards You Need.

How to avoid debts after the holidays?

See Control Your Holiday Credit Card Debt.

How to request your credit report so that you can review it?

See Build a New Credit Record and Check Your Credit Report.

What credit terms such as "Annual Percentage Rate (APR)" and "Grace Period" mean?

See Choose the Best Credit Card.

How to protect your credit information from dishonest people?

See Protect Your Credit Information.

How to reduce your credit card debt?

See Get Rid of Credit Card Debt.

What information you need to keep about each credit card?

See Decide How many Credit Cards You Need and Protect Your Credit Information.

How to calculate the interest charged on outstanding credit card balances?

See Choose the Best Credit Card and Choose the Best Credit Card Interest Rate.

How to decide what is the right amount of debt for you?

See Decide How Much Credit Is Too Much.

How to build or reestablish a credit record?

See Build a New Credit Record.